Members of the Reflexology Association of Australia (RAoA) are able to access combined professional indemnity (PI) and public liability (PL) insurance at extremely competitive rates through Gallagher.
Our combined PI/PL insurance for RAoA members starts at just $160 for 12 months' cover, which provides a $1m PI limit and $10m PL limit. This is available to sole traders whose turnover is lessthan $250,000.
Higher PI and PL limits are available, and are priced as set out below. If you require higher indemnity limits, or have a higher turnover than $250,000, please contact Gallagher's Specialty Risks team on 1800 222 012 or email us directly for a quote.
| Professional indemnity (PI) limit | Public liability (PL) limit | Annual premium |
| $1 million | $10 million | $160 |
| $2 million | $10 million | $181 |
| $5 million | $10 million | $221 |
| $10 million | $10 million | $261 |
| $1 million | $20 million | $231 |
| $2 million | $20 million | $258 |
| $5 million | $20 million | $298 |
| $10 million | $20 million | $347 |
We respect your privacy and handle your information in accordance with our Privacy Policy, which is available here.
Before you enter into an insurance contract with an insurer, you have a duty under the Insurance Contracts Act 1984 to disclose information to the insurer. The Duty of Disclosure applies until the insurer agrees to insure you or renew your insurance. The Duty of Disclosure also applies before you extend, vary or reinstate your insurance.
You must tell the insurer all information that is known to you, that a reasonable person could be expected to know or that is relevant to the insurer’s decision to insure you and on what terms. You do not need to tell the insurer anything:
It is important you understand that we will rely on the accuracy and completeness of the information you provide to us. Once your insurance cover has commenced, you should tell us about any changes to your circumstances when they occur.
Our Important Notices contain information about complaints resolutions, policy cancellations and binding authority. You can read our Important Notices here.
You should consider if the insurance is suitable for you and read the Policy Wording and Financial Services Guide (FSG) before making a decision to apply for the insurance product. Please ask us for more details before we provide you with our services.
Our FSG is available to download or read here.
