Special insurance offer for IYTA members
To help mark the 50th anniversary celebrations of the International Yoga Teachers Association in 2017, Gallagher partnered with IYTA to offer members exclusive rates on our combined professional indemnity (PI) and public liability (PL) insurance.
In recognition of the professionalism and long-standing excellence of IYTA members, we've been able to negotiate an outstanding offer, with our combined PI/PL insurance starting at just $170 for 12 months' cover, which provides a $1m PI limit, and $10m PL limit. This is available to sole traders whose turnover is less than $250,000 per year.
Higher PI and PL limits are available, and are priced as set out below. if you require higher indemnity limits, or have a higher turnover than $250,000, please contact us on 1800 222 012 or email us directly.
|Public liability (PL) limit
||Professional indemnity (PI) limit
Important information - please read before completing the insurance proposal form
Duty of Disclosure and Important Notices
Before you enter into an insurance contract with an insurer, you have a duty under the Insurance Contracts Act 1984 to disclose information to the insurer. The Duty of Disclosure applies until the insurer agrees to insure you or renew your insurance. The Duty of Disclosure also applies before you extend, vary or reinstate your insurance.
You must tell the insurer all information that is known to you, that a reasonable person could be expected to know or that is relevant to the insurer’s decision to insure you and on what terms. You do not need to tell the insurer anything:
- that reduces the risk it insures you for;
- is common knowledge;
- that the insurer knows or should know; or
- which the insurer waived your duty to tell it about.
It is important you understand that we will rely on the accuracy and completeness of the information you provide to us. Once your insurance cover has commenced, you should tell us about any changes to your circumstances when they occur.
Our Important Notices contain information about complaints resolutions, policy cancellations and binding authority. You can read our Important Notices here.
Policy Wording & Financial Services Guide
You should consider if the insurance is suitable for you and read the Policy Wording and Financial Services Guide (FSG) before making a decision to apply for the insurance product. Please ask us for more details before we provide you with our services.
Our FSG is available to download or read here.