Outstanding insurance for HFESA members
Gallagher is the endorsed insurance broker of the Human Factors & Ergonomics Society of Australia, offering an exclusive combined professional indemnity (PI) and public liability (PL) insurance scheme for HFESA members.
Thanks to the professionalism of HFESA members, we're able to offer combined PI/PL insurance at extremely competitive rates - in many cases saving members hundreds of dollars per year on insurance they need anyway.
The premium prices quoted below are based on 12 months' cover with either a $5m PI limit and $10 million PL limit or a $10m PI limit and $10m PL limit, and include all fees and taxes.
If you require higher PI/PL limits, or have a turnover of more than $1,000,000 we can provide a tailored quote for your business. Contact us on 1800 222 012
PLEASE NOTE: This policy will not provide any cover for claims relating to the importing or manufacturing of equipment or furniture.
Important information - please read before completing the insurance proposal form
Duty of Disclosure and Important Notices
Before you enter into an insurance contract with an insurer, you have a duty under the Insurance Contracts Act 1984 to disclose information to the insurer. The Duty of Disclosure applies until the insurer agrees to insure you or renew your insurance. The Duty of Disclosure also applies before you extend, vary or reinstate your insurance.
You must tell the insurer all information that is known to you, that a reasonable person could be expected to know or that is relevant to the insurer’s decision to insure you and on what terms. You do not need to tell the insurer anything:
- that reduces the risk it insures you for;
- is common knowledge;
- that the insurer knows or should know; or
- which the insurer waived your duty to tell it about.
It is important you understand that we will rely on the accuracy and completeness of the information you provide to us. Once your insurance cover has commenced, you should tell us about any changes to your circumstances when they occur.
Our Important Notices contain information about complaints resolutions, policy cancellations and binding authority. You can read our Important Notices here.
Policy Wording & Financial Services Guide
You should consider if the insurance is suitable for you and read the Policy Wording and Financial Services Guide (FSG) before making a decision to apply for the insurance product. Please ask us for more details before we provide you with our services.
Our FSG is available to download or read here.