In order to work in any Australian fitness facility, you should have personal liability and professional indemnity insurance to protect you against potential legal action from clients and members. In association with Network (powered by Australian Institute of Fitness) and with the security of being underwritten by Lloyd's of London, our insurance for fitness professionals delivers the cover you need for the activities you perform in your role.

The insurance solution for Network members

Gallagher's insurance for fitness professionals is a combined professional indemnity and public liability policy.

Professional indemnity insurance covers you for claims that arise when a third party, usually a client, alleges that your professional advice, design or service as a fitness instructor or personal trainer was negligent and caused them a loss. The loss could be any or all of the following bodily injury, property damage or financial loss. So the Professional Indemnity covers claims that arise from a breach of the duty that you owe as a professional.

Public liability insurance, meanwhile, covers a claim against you for bodily injury and property damage to a third party that arise from the operation of your business as a fitness instructor or personal trainer. Our Insurance policy covers you for $10,000,000 or $20,000,000 of Public Liability.

Please note, this cover is exclusively available to Network members. If you are not already a member, you can sign up via the Network website.

Important Information

Fully qualified members of Network (powered by Australian Institute of Fitness) can exclusively access Gallagher's combined professional indemnity (PI) and public liability (PL) insurance. Our cover provides outstanding peace of mind at an affordable price (conditions apply and premiums may vary based on qualifications). If you're not currently a Network member, or your membership has expired, you can sign up here.

Not sure what limits are right for you? Then call Gallagher now on 1800 222 012.

NB: Massage Essentials cover is provided by Berkley insurance. Please download the product description here.